Post by messi05 on Jan 24, 2024 9:02:03 GMT
The latest Consumer Debt and Default Survey (Peic) [1] , calculated monthly by the National Confederation of Commerce, Goods, Services and Tourism (CNC) since January 2010, revealed that in July 2017 57.1% of Brazilian families are in debt; 24.2% are late on bills and 9.4% will not be able to pay. The (in)ability of debtors to pay off their debts is what we call over-indebtedness. In July 2016, the rate of over-indebted families was 8.7%, which represents an increase of almost 1%.
Far from being an outdated problem, over-indebtedness Buy Phone Number List remains a problem that gets worse every day. Understood as the impossibility of the debtor/consumer paying all their current and future debts, over-indebtedness requires a deep reflection on the form and function of (indiscriminate) granting of credit in today's world. Among the forms to be mentioned, it is worth highlighting, especially in the national context, payroll loans, which achieved great popularity during the Lula government. It is nothing new to refer to today's society as a “consumer society” [2] , a reflection of an undeniable transition to a new era beyond modernity, which many call postmodernity or postmodernism. [3] The role of consumption in the social, economic, political, cultural and even legal systems we live in is immeasurable.
It is a complex and profound characteristic of today's society that affects not only how we live, but who we are or how we see ourselves. It therefore affects interpersonal, personal-institutional, inter-institutional and even existential and spiritual relationships. The intended virtuosity, however, is interrupted by deviations resulting from the system itself. The incessant search to satisfy one's desires through consumption leads to an individualistic society, where a materialism based on success for the sake of having predominates. The pleasure and satisfaction generated by consumption are exploited by the market, transforming the consumer not into an accumulator of goods, but of sensations.
Far from being an outdated problem, over-indebtedness Buy Phone Number List remains a problem that gets worse every day. Understood as the impossibility of the debtor/consumer paying all their current and future debts, over-indebtedness requires a deep reflection on the form and function of (indiscriminate) granting of credit in today's world. Among the forms to be mentioned, it is worth highlighting, especially in the national context, payroll loans, which achieved great popularity during the Lula government. It is nothing new to refer to today's society as a “consumer society” [2] , a reflection of an undeniable transition to a new era beyond modernity, which many call postmodernity or postmodernism. [3] The role of consumption in the social, economic, political, cultural and even legal systems we live in is immeasurable.
It is a complex and profound characteristic of today's society that affects not only how we live, but who we are or how we see ourselves. It therefore affects interpersonal, personal-institutional, inter-institutional and even existential and spiritual relationships. The intended virtuosity, however, is interrupted by deviations resulting from the system itself. The incessant search to satisfy one's desires through consumption leads to an individualistic society, where a materialism based on success for the sake of having predominates. The pleasure and satisfaction generated by consumption are exploited by the market, transforming the consumer not into an accumulator of goods, but of sensations.